Pension – Single Public Service Pension Scheme

What are the terms of the Single Public Service Pension scheme?

Teachers who began work on or after 1 January 2013 are members of the Single Pension Scheme. This scheme, across the public service, bases pensions on career average earnings. The legislative basis for the scheme can be found in The Public Service Pensions (Single Scheme and Other Provisions) Act 2012

The INTO published a supplement on the Single Service Pension scheme in the October 2022 edition of InTouch. Click here (PDF) to access the supplement.

The contribution rates for the Single Public Service Pension are 3.5% of net pensionable remuneration and 3% of pensionable remuneration. This contribution automatically includes pensions for spouses or civil partners and eligible children.

The INTO also held a webinar on 26 October 2022 outlining the scheme and explaining the pension benefit statements which are issued to members of the scheme.

Calculate your potential retirement benefits

The INTO in conjunction with our insurance broker Cornmarket has developed an online pension estimator to guide members in assessing their potential retirement benefits.

The tool has been designed by independent actuaries Trident Consulting exclusively for teachers in the Single Public Service Pension Scheme.

Data inputted will not be stored by INTO and will not be used for any other purpose. Click here for the pension calculator.

Are you considering augmenting your pension?

Members of the Single Scheme can augment their pension in order to guarantee better income in retirement.

Circular 15/2019 advises regarding the purchase of additional pension benefits through the Department of Education. Members can use our estimator to estimate the benefits of purchases under this scheme.

Further advice on options for augmenting your pension is available from Trevor Gardiner, Education Market Manager at Cornmarket Group Financial Services Ltd. trevor.gardiner@cornmarket.ie or call 087 737 5346.

A webinar hosted by INTO and Cornmarket took place on 14 June 2022 “The Single Scheme – What you Need to Know and Do” and is available here to view:

Updated July 2023

Still have questions?

Submit your query by email to INTO. Please include your payroll or membership number.