You don't have to be about to retire to start planning for it. In fact, the sooner you understand your options, the more relaxed you'll feel about the whole process and hopefully you'll be better placed to make the right decisions about this important phase in your life.
For further information on different types of retirement and other relevant pensions information please download the following factsheets:
DE Factsheet No.4: Retirement (pdf)
Factsheet 4 provides members with awareness about the different types of retirement and when they may retire.
DE Factsheet No.2: Ill-Health Arrangements (pdf)
Factsheet 2 introduces the changes to ill-health arrangements for members of the NI Teachers’ Pension Scheme (NITPS).
DE Factsheet No.3: Bereavement and Nominations (pdf)
Factsheet 3 provides NI Teachers’ Pension Scheme (NITPS) members with guidance about what happens to their benefits after they die and how a member has to nominate someone to receive them.
DE Factsheet No.5: Breaks in Service and Transfers (pdf)
Factsheet 5 provides NI Teachers’ Pension Scheme (NITPS) members with an awareness of how breaks in service can impact the benefits a member receives when they retire. In addition, the factsheet also gives members an awareness of Links to Final Salary and Transfers into the NITPS.
DE Factsheet No.6: Increasing Your Pension (pdf)
Factsheet 6 provides NI Teachers’ Pension Scheme (NITPS) members with an awareness of the various options and flexibilities available in the NITPS for members to increase their retirement pension.
Getting the Right Advice
When making financial decisions that affect your future it’s always best to seek independent financial advice.
Platinum Financial Planning are INTO’s official Independent Financial advisers and have been working with INTO and their members for over ten years.
As an INTO member you are entitled to a FREE Initial Consultation with one of Platinum Financials advisers.
Further details can be found in the Benefits of Membership information section.
Alternatively reserve your place at one of our Pre-Retirement Seminars co-hosted by INTO-UTU and our partners Platinum Financial:
INTO-UTU Pre-retirement Seminars
Each year, INTO and UTU, along with our partners Platinum Financial Services host a series of Pre-retirement Seminars for members considering retirement at any time in the next 5 years. The seminars will be delivered by Platinum Financial Services, the official advisors for INTO and UTU.
Further details of the latest series of events can be found in our Seminars information section.