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EDUC Mortgages

EDUC Mortgages can offer INTO members expert mortgage advice and exclusive offers.

Buying a home is a daunting task and dealing with the maze of offers from all the banks can be intimidating. EDUC Mortgages will advise members on all aspects of mortgages.

So if you are a first-time buyer, moving home, considering building a new home or if you currently have a negative equity mortgage, EDUC Mortgages can help you get a new mortgage.

EDUC Mortgage’s exclusive offers for INTO members include:

  • Free consultation and advice – no fees
  • Reduced legal fees of €500 plus VAT and outlays for all mortgages or €300 contribution towards legal fees if you use your own solicitor
  • Same interest rate as you receive from the lenders directly

For remortgages over €250,000 taking a fixed rate of 3 years or more Free legal fees. This offer is in addition to any cash back offers from banks.

EDUC Mortgages has access to the following providers:

  • KBC Bank
  • Permanent TSB
  • Ulster Bank
  • Haven Mortgages (Broker arm of AIB and EBS)

 Do you currently have a mortgage? Now is the time to re-examine your interest rate, switch and potentially save thousands on mortgage repayments. EDUC Mortgages can help INTO members to do that. It will cost you nothing to change.

More information about EDUC Mortgages can be found by clicking 


“My husband and I availed of the EDUC Mortgage Advisory service in the past few months, when buying our first home. Séan, our advisor was fantastic!  He made the whole process very straightforward!

In addition to being very contactable, he was extremely obliging in assisting and advising us on all areas of our mortgage application in a very friendly and personal manner”. – M. Kenny

"We used EDUC mortgages to apply for our self-build mortgage after having difficulty getting approval with our bank. We found them to be professional, knowledgeable and very efficient. If we had any questions they were always only a phone call away. We are halfway through building our house now and delighted that we decided to go with EDUC mortgages". – P. Moroney

 “I found working with Sean very straight forward. His knowledge of the current mortgage market was great and he was able to negotiate a good deal for me with Ulster Bank. I would have no problem recommending him to others and have done so already. In fact, colleagues of mine are currently dealing with him”. – A Naughton

“My husband and I (both INTO members) used Educ mortgages when looking for our self-build mortgage last year. Sean made the whole mortgage process pain free! He was so encouraging and positive. His advice was invaluable. We are now over halfway through the project and hope to move into our beautiful new home during the summer. We have and will continue to recommend Educ mortgages to others”. – E. Cusack


The INTO is not a Qualified Financial Advisor (QFA). Therefore, any materials in relation to mortgage brokerage services do not constitute or comprise INTO advice and are provided for general information purposes only. The company EDUC Mortgages operates independently of INTO through QFAs regulated by the Central Bank. Terms and conditions apply in respect of all financial services and the arrangement of any mortgage brokering services rests between the individual member and the service provider.