The Irish National Teachers Organisation has partnered with AIB to offer you an affinity credit card with a reduced interest rate, issued exclusively to INTO members and staff.

Benefits to you:

  • No annual bank fee¹
  • An introductory annual interest rate on purchases and balance transfers for 12 months from the date the credit card account is opened
  • Up to 56 days interest free credit²


¹ Government stamp duty of €30 is charged annually per credit card account.
² If you pay your balance in full and on time each month you will avoid paying any interest.

Application procedure

If you would like to apply for an INTO/AIB Visa Credit Card, please contact AIB for an application form on (01) 6685500 or by email


Who can apply for the INTO Credit Card?
INTO members, staff and friends of the organisation may apply for the INTO Credit Card. Please note applicants must be over 18 years of age. Terms and conditions apply.

Can I apply for the INTO Credit Card if I don’t bank with AIB?
Yes you can, along with a completed and signed application form, please also send in one copy of photographic ID and two original utility bills. Alternatively, you may call into any AIB branch and have an AIB staff member sight the originals and copy them for you.

I don’t live in Ireland, can I still apply for the INTO Credit Card?
As long as you hold an Irish bank account, you can apply for this card wherever you are based in the world.

How can I make the application procedure easier?
In order to make the application procedure easier, don’t forget to include the following:

  • Completed application form.
  • If you are NOT already an AIB Account Holder, please understand that to comply with the Criminal Justice Act 1994, AIB is obliged to establish your identity(passport or drivers licence) and permanent address (a household bill or recent bank statement) before you open an account.

Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Government stamp duty of €30 is charged annually per credit card account. Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland.